Rain is calming and beautiful to watch. However, large amounts of rainfall can create some issues. Not only can water be especially dangerous to homes and other large structures, but it can be equally dangerous for vehicles. If you ever find yourself in a situation where there is heavy rainfall, it's essential you know what to do to protect your car.
Be a Smart Driver
Safety should always be your number-one priority when you are behind the wheel. When you are driving in heavy rain, ensure you lead with safety. If you approach a road and you are unable to tell how deep the water is, do not drive down the road.
Not only do you run the risk of irreversible damage to your vehicle, but you could also be swept away. Turn around and find an alternative route. You should also avoid high levels of water because you don't know what's inside of them, such as downed power lines.
Store Your Car in the Garage
If you're home when the heavy rain begins, try to move your vehicle into the garage, especially if the rain is accompanied by heavy winds. The garage will keep your car protected. If your garage is more elevated than the street where you usually park your vehicle, it's especially helpful to park in the garage.
Plan and start clearing out your garage ahead of time so that you can make room for your car before the storm arrives. As a bonus, if you continue to park your car in the garage even after the storm passes, you may be able to receive a discount on your auto insurance.
Double-Check Your Insurance
Make sure that you have auto insurance on your vehicles. If you do not have coverage and something happens to your car, you will have to cover the cost of repairs entirely on your own. When reviewing your policy, ensure you have comprehensive coverage. Auto insurance falls into two categories: collision and comprehensive.
Collision coverage only provides protection for incidents when your vehicle is impacted by some other object, such as a car crash or you run into a stop sign. Comprehensive coverage is for non-accident related damage, including floods. You need both coverage options to fully protect your car.
Ensure you are taking the necessary precautions to protect your vehicle and, more importantly, your family if you are faced with inclement weather. However, your auto insurance agent will go over your claims options with you in the event of any damage.