How To Get Immediate Auto Insurance Coverage When Buying A Car
Did you know that you cannot purchase a car from a dealership without auto insurance coverage? Many people do not realize this when they start shopping for a car, but they find out when they begin working on a deal with the salesperson. If you want to buy a car, you will need to get auto insurance coverage before leaving the dealership. If you want to know how to do this, here is an explanation.
Shop Around Before You Start Car Shopping
If you want to buy a car, you will need to get a car insurance policy. To do this, you can contact an insurance company to ask them about coverage. They will probably be able to give you an approximate quote for coverage based on your age, gender, and driving record, but they will not be able to provide you with a solid quote. They cannot do this until they know what car you buy.
Choose a Car Insurance Company and Tell Them You Are Car Shopping
As you shop around, you will need to choose one company for your insurance. When you choose a company, tell them that you are shopping for a car. They will recommend that you call them once you select a vehicle to buy.
Call Them from the Dealership to Start the Policy
Once you negotiate with the dealer for the car you want, the dealer will then start working on your paperwork. As this occurs, you can contact the insurance company you picked. You can give them the car information, including its type, year, make, model, and VIN. They will instantly work on your quote and will tell you the costs. They will likely require paying the initial payment over the phone and will send you an email when you complete this process.
Wait for the Email
Once you call the agent from the dealership to provide the car details, they will start the policy and send you a confirmation email. The email will serve as proof of insurance coverage, and you can show this letter to the dealership. They will record the information on your paperwork, and you will be able to leave the dealership with your new car.
If you have any questions about auto insurance coverage for a new vehicle you are buying, contact an insurance agent today. They can provide further information regarding the auto insurance coverage process.