How To Get Accurate Auto Insurance Quotes
Most people ask for car insurance quotes from multiple sources when they want to buy coverage. This is good practice because you get to compare the rates from different carriers to help you choose the best one for you. However, your efforts will be in vain if you get inaccurate quotes. Use the following tips to help you get the most accurate quotes ever.
Use an Extensive Form
If you are looking for auto insurance quotes online, then you need to use an extensive form with as many questions as you can find. There are numerous websites that promise insurance quotes, but some of them are pretty basic and only ask a few questions. Such basic forms will yield inaccurate answers. Auto insurance pricing requires extensive data, and the more you can reveal, the more accurate your quote will be.
Use Accurate Car Information
You should also arm yourself with accurate information — no guessing here. Some of the typical information you need include your location, the make and model of your car, the age, engine size, and use of the car, among many other factors. Get all this information before asking for a quote. If you don't have a piece of information, stop and get back to the quote process once you have the accurate information.
Provide Candid Driving History
Apart from car data, your driving history is also a huge determinant of your insurance rates. Therefore, you need to provide the insurers with all incidents in your driving history. The traffic tickets, the accidents you have been involved in, and the DUI convictions you have received in the past should all form part of the quoting process. Don't hide anything from the insurer because they will find it out one way or another, and dishonesty will hurt you more than the information you were trying to hide in the first place.
Volunteer Relevant Information
Even if you are not asked about specific information, you should volunteer it anyway if you feel it is relevant to your insurance rates. This is the beauty of looking for quotes from auto insurance agents rather than websites that generate automatic or generic results; you can ask or add any information. You can talk about the safety gear you have installed on your car, the customizations you have, or the year you went without auto insurance coverage.
Don't forget that auto insurance comparison should be more than quote comparisons. Compare other features of the auto insurance carriers you are interested in to help you make an informed decision.
