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My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

Blog

Auto Insurance Claim Mistakes You Shouldn’t Make

28 September 2020
 Categories:
Insurance, Blog

As a car owner, there is a good chance that you will need to file an auto insurance claim at some point or another. You might be involved in an accident, for example, or your car might be damaged by hail. When you file your auto insurance claim, just make sure that you don't make the mistakes listed below. Not Filing a Claim First of all, don't make the mistake of paying out-of-pocket for vehicle repairs that are actually covered by your insurance.
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Time For An Adjustment? 4 Reasons To Assess Your Home Insurance Policy

25 August 2020
 Categories: Insurance, Blog

If you own your own home, you know you need insurance coverage. But you might not know that those insurance needs can change from time to time. If you're coming up on the end of your policy period, it's time to assess your insurance needs. This is the perfect time to make sure your current policy is the right fit. Here are just four of the reasons why you need to assess your home insurance policy.
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Does Auto Insurance Cover a Damaged Windshield?

28 July 2020
 Categories: Insurance, Blog

If your car has a chipped or cracked windshield, you'll need to get this replaced as soon as possible. Not only can a chip or crack spread if it's left untreated, but driving with an obstructed view caused by a large crack can be dangerous. Depending on where you live, you might even face a potential fine/ticket for driving with a cracked or otherwise damaged windshield. One of the most common questions drivers have about windshield repair/replacement is whether or not it's covered by auto insurance.
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The 2 Big Areas Your Homeowner’s Insurance Policy Provides Coverage For

16 June 2020
 Categories: Insurance, Blog

When it comes to homeowner's insurance, there are two different components that you need to understand. One part of your homeowner's insurance policy covers the actual physical building. The second part of your homeowner's insurance policy covers your personal belongings. Both types of coverage are wrapped up into your homeowner's insurance policy. Part One: The Structure of Your Home The first part of your home insurance coverage is designed to cover the actual physical structure of your home.
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The Definition Of Full-Coverage Auto Insurance And Why You Need It

24 February 2020
 Categories: Insurance, Blog

When you hear different terms relating to car insurance, do you often have questions? A lot of people find auto insurance confusing, and one question some people have involves full-coverage insurance. Do you know what full-coverage insurance really is and why you should have it? Here are some key details about it to help you understand what it is. The Coverage It Includes The term "full coverage" is not really a term you would see on your insurance documents.
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About Me
Are You Really At Fault?

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

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