2019

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

2019

Your Car Can Affect Your Auto Insurance Rate

7 November 2019
 Categories:
Insurance, Blog

Often, when it comes to pricing auto insurance, people focus solely on the driving history of the insured. While this factor is a large part of the calculation process, the type of car you plan to insure is also an important factor. Learn more about the role the insured car plays in the overall auto insurance process. Safety Rating When you see car manufacturers advertise the safety ratings for a vehicle, it's not just a marketing tactic to attract buyers.
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Is There A Way To Avoid SR-22 Insurance?

4 October 2019
 Categories: Insurance, Blog

Receiving notification from the DMV that you now are required to have SR-22 insurance should not come as a surprise if you recently had a DUI or if you have acquired a lot of driving violations over the last year or two, but many people wonder if there is a way to avoid getting it. The truth is that there really is not a way to avoid it if you want to drive again legally.
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Non-Owner Car Insurance Vs. Regular Car Insurance

30 August 2019
 Categories: , Blog

Non-owner car insurance is a type of coverage you can purchase if you do not own a car, and while this coverage is important to have, you should realize that it is not the same coverage as regular car insurance. If you own a car and buy regular car insurance, it will cover things that are not covered with non-owner insurance, and here are several differences to be aware of with these two types of policies.
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What Happens When You Do Not Have Home Insurance?

22 July 2019
 Categories: Insurance, Blog

Most homeowners realize that having homeowner's insurance is a necessity, as it protects the biggest investment they may own – their home. Without home insurance, you could experience major losses and problems if anything happens to your home. Here are several things you should know if you currently do not have home insurance on your house. Your lender will buy it for you If you currently owe money on your house in the form of a mortgage, you should carefully read through your loan contract to see what it says about having home insurance.
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How To Get Accurate Auto Insurance Quotes

19 June 2019
 Categories: Insurance, Blog

Most people ask for car insurance quotes from multiple sources when they want to buy coverage. This is good practice because you get to compare the rates from different carriers to help you choose the best one for you. However, your efforts will be in vain if you get inaccurate quotes. Use the following tips to help you get the most accurate quotes ever. Use an Extensive Form If you are looking for auto insurance quotes online, then you need to use an extensive form with as many questions as you can find.
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About Me
Are You Really At Fault?

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

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