2021

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

2021

Are Your Car Insurance Bills Too High? Consider These Reasons And Potential Solutions

17 June 2021
 Categories: Insurance, Blog

If you feel a sense of dread whenever your car insurance bill arrives, you are not alone. With most states currently mandating that all vehicles operated on public roads have coverage for financial liability, the monthly car insurance premium has become a fixed expenditure in most American households.  Some of these households, however, may be paying higher than average car insurance premiums without fully understanding why and how the problem might be successfully addressed.
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4 Smart Ways to Keep Your Homeowner’s Insurance Premium Under Control

13 May 2021
 Categories: Insurance, Blog

You need homeowner's insurance to protect your home. It is an expense you must shoulder each year, just like your property taxes. However, unlike your property taxes, you have some control over the cost of your premium. In addition, there are steps you can take that will help lower or maintain your homeowner's insurance premium. #1: Take Care of Your Credit Score In most but not all states, insurance companies can consider your credit score as a factor for considering your homeowner's insurance rate.
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4 Common Homeowners Insurance Policies For Single-Family Homes

7 April 2021
 Categories: Insurance, Blog

Owning a home is a major commitment and a great investment. For this reason, having a good homeowners insurance policy is a must. If you are new to owning a home, or if you are worried your current policy isn't comprehensive enough, check out these four common homeowners insurance policies for single-family homes. Basic Form A basic form for HO-1 policy covers 10 common perils, including fire, lightning, windstorm, hail, smoke, theft, damage from aircraft/vehicles, explosions, riots, and vandalism.
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5 Things You Should Know About Auto Insurance

9 March 2021
 Categories: Insurance, Blog

No matter what state you live in, you must carry auto insurance to drive a vehicle. Even if you have been purchasing car insurance for many years, you still may be confused with certain terms insurance companies use. You are definitely not alone.  Here are a few important things you should know about auto insurance. There Is a Big Difference Between Comprehensive and Collision Insurance Many people get comprehensive and collision insurance mixed up.
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How To Get Immediate Auto Insurance Coverage When Buying A Car

4 February 2021
 Categories: Insurance, Blog

Did you know that you cannot purchase a car from a dealership without auto insurance coverage? Many people do not realize this when they start shopping for a car, but they find out when they begin working on a deal with the salesperson. If you want to buy a car, you will need to get auto insurance coverage before leaving the dealership. If you want to know how to do this, here is an explanation.
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About Me
Are You Really At Fault?

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

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