Are You Really At Fault?

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

Are You Really At Fault?

Amazing Benefits Of A Homeowner’s Insurance

18 May 2022
 Categories: Insurance, Blog

Buying a home is a major financial step that requires a lot of financial planning and saving. To safeguard your investment, you should consider buying a homeowner's insurance policy. Here are the amazing benefits of homeowner's insurance. Protects Your Home Homeowner's insurance protects your home and other structures like the garage. Dealing with the total loss of your house to risks such as fire or tornado can be expensive. Luckily, homeowner's insurance covers minor damages, major damages, and total replacement of your home if you suffer any risk.
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3 Facts You Need To Know About Private Home Insurance

4 April 2022
 Categories: Insurance, Blog

Private home insurance, or private mortgage insurance, as it is commonly called, is required by some lenders if your home's value to loan ratio is too high. This is because the lender wants to make sure they can recover their investment if your home was to go into foreclosure before you have earned enough equity. If your lender is requiring you to purchase private home insurance, there are a few facts that you should know about this type of insurance coverage.
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When It’s A Good Idea To Update Your Car Insurance

28 February 2022
 Categories: Insurance, Blog

Car insurance should be viewed as an asset because it saves you from paying a high dollar amount when damage happens to your vehicle. Sometimes, you'll need to update this policy, and here are a few good reasons to do so.  Moving to a New State with Different Insurance Requirements  Each state has its own requirements as far as car insurance coverage. So if you ever move to a new state, you'll probably have different insurance requirements like the minimum amount of liability coverage you need on your vehicle.
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Six Ways Your Automotive Insurance Policy Needs To Protect You Financially

17 January 2022
 Categories: Insurance, Blog

Owning a vehicle is essential for enjoying convenient transportation. However, owning a vehicle also comes along with a lot of financial risks. Fortunately, automotive insurance offers protection against these risks.  The following are six ways your automotive insurance policy needs to protect you financially.  Paying for auto repairs if your vehicle is damaged in an accident You need your auto insurance to cover the costs of repairs to your vehicle after an accident.
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Understanding What Is Covered Under a Homeowners’ Insurance Policy

2 December 2021
 Categories: Insurance, Blog

Owning or renting a home is risky. Most of the threats you will face are beyond your control, such as theft, burglary, fires, and natural calamities. Some homeowners and tenants live in areas prone to insecurity and thus face different threats from those who live in places with harsh and unpredictable weather patterns. These two groups face different risks to their homes but many people usually consider getting home insurance. This type of coverage protects your house from various threats depending on the type of cover you acquire.
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About Me
Are You Really At Fault?

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

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