Are You Really At Fault?

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

Are You Really At Fault?


Signs You’re Working With A Great Insurance Agent

19 August 2021
 Categories: Insurance, Blog

When you go to purchase insurance for a car or home, you have a lot of incentives to work with an insurance agent. They can help you browse the marketplace a lot faster and with competency. You'll find a lot of insurance agents available to work with, but if one in particular offers these things, you know you have a good match on your hands. Claim Breakdown Before Getting a Policy
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Home Insurance Concerns For Multigenerational Homes

15 July 2021
 Categories: Insurance, Blog

A new development in home building is multigenerational homes. Multigenerational homes create separate living spaces, similar to apartments, within a home for aging parents, older children, or even a close friend. While they are great for keeping the family together, their configuration does sometimes create concerns when it comes to home insurance, particularly when it comes to who and what is covered. Given the importance of homeowner's insurance, it is essential that you get your coverage right.
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Are Your Car Insurance Bills Too High? Consider These Reasons And Potential Solutions

17 June 2021
 Categories: Insurance, Blog

If you feel a sense of dread whenever your car insurance bill arrives, you are not alone. With most states currently mandating that all vehicles operated on public roads have coverage for financial liability, the monthly car insurance premium has become a fixed expenditure in most American households.  Some of these households, however, may be paying higher than average car insurance premiums without fully understanding why and how the problem might be successfully addressed.
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4 Smart Ways to Keep Your Homeowner’s Insurance Premium Under Control

13 May 2021
 Categories: Insurance, Blog

You need homeowner's insurance to protect your home. It is an expense you must shoulder each year, just like your property taxes. However, unlike your property taxes, you have some control over the cost of your premium. In addition, there are steps you can take that will help lower or maintain your homeowner's insurance premium. #1: Take Care of Your Credit Score In most but not all states, insurance companies can consider your credit score as a factor for considering your homeowner's insurance rate.
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About Me
Are You Really At Fault?

My name is Shane Donahue. A couple of years ago, I almost had a financial disaster. I had a car accident and I simply assumed that I was at fault. This would have left me responsible for paying for the repairs needed for my car, which I needed to go to work. What I didn't realize was that I was actually not at fault. The weather conditions and the actions I took while driving my vehicle lead to me not having to pay for the damages done to my vehicle. This caused me to make sure that I would never be uninformed about my insurance policy again and I have since devoted myself to a blog focused on insurance.

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